CHENNAI, March 18th, 2025 – Kotak Mahindra Bank (“KMBL” / “Kotak”) announced the launch of ‘Hausla Talks’, a powerful platform to sharing real stories of ambition, courage and success.
Hausla Talks is a key pillar of Kotak’s new brand philosophy, ‘Hausla Hai Toh Ho Jayega’, reinforcing Kotak’s commitment to evolving as a Bank and establishing itself as the go-to financial services organisation for the Aspirational Indian.
As a challenger brand in the Indian BFSI sector, Kotak has always been guided by the ethos of dreaming big and acting with confidence. At a time when ambition drives progress in the country, the Hausla Talks platform will showcase extraordinary individuals—both Kotak customers and employees —who dared to dream big, face adversity head-on, and emerged victorious across all walks of life.
The inaugural episode features the Hausla Hero—Swati Bedekar speaking about breaking social and economic barriers to launch the Sakhi Project, providing biodegradable, low-cost sanitary napkins to rural women. The following episodes of ‘Hausla Talks’ celebrates Sirisha Raju and Kaamya Karthikeyan; each sharing their journey of overcoming challenges to achieve extraordinary success. Sirisha shares her story of defying small-town limitations to become a pilot while Kaamya highlights how endurance, patience, and trust helped her overcome financial challenges to become the youngest female to complete the Seven Summits challenge in 2024.
Kedarswamy Ravangave, Executive Vice President – Marketing, Kotak Mahindra Bank, said, “At Kotak, we believe that ambition, when met with the right support, can create extraordinary success stories. ‘Hausla Talks’ is a testament to that belief—spotlighting individuals who dared to dream big and had the resilience to turn those dreams into reality. Through this platform, we aim to fuel India’s unstoppable spirit, reaffirming our commitment to being the financial partner that empowers ambition at every stage.”
With Hausla Talks, Kotak Mahindra Bank is not only celebrating stories of resilience but also reinforcing its role as a catalyst for India’s growth story. This initiative marks the beginning of a bold new chapter—one where ambition meets opportunity, and every aspirational Indian has the financial support to turn possibilities into reality.
Click here (link) to watch the Hausla Talks videos.
இன்றைய சூழலில் ஆண்களும், பெண்களும் தங்களுடைய உடலை ஆரோக்கியமாக வைத்துக் கொள்வதில் தொடர்ச்சியாக கவனம் செலுத்தி வருகிறார்கள். இவர்களை ஊக்குவிக்கும் வகையில் உடற்பயிற்சி கூடங்களும் செயல்பட்டு வருகிறது. இந்த தருணத்தில் மெட்ராஸ் பிட்னஸ் எனும் பெயரிலான உடற்பயிற்சி கூடம் சென்னையின் மையப் பகுதியான ஆழ்வார்பேட்டையில் தொடங்கப்பட்டிருக்கிறது. இதனை ‘மக்கள் செல்வன்’ விஜய் சேதுபதி திறந்து வைத்திருக்கிறார்.
‘பிக் பாஸ்’ புகழ் மணிகண்டன் ராஜேஷ் – ஃபிட்னஸ் கோச் ஹரி பிரசாத் மற்றும் கனி ஆகியோர் இணைந்து உருவாக்கியிருக்கும் இந்த ‘மெட்ராஸ் பிட்னஸ்’ எனும் உடற்பயிற்சி கூடத்தில் உடற்பயிற்சிக்கான நவீன கருவிகளும், புதிய பயிற்சி முறைகளும் அறிமுகப்படுத்தப்பட்டுள்ளன.
சென்னையில் உள்ள மக்களுக்கு ஆரோக்கிய சேவையை வழங்கும் இந்த உடற்பயிற்சி கூட திறப்பு விழா நிகழ்வில் ‘மக்கள் செல்வன்’ விஜய் சேதுபதியுடன் ஐஸ்வர்யா ராஜேஷ், நடிகர்கள் சுனில், வைபவ் , பப்லு பிருத்விராஜ், ஜெயச்சந்திரன் குழும உரிமையாளரும், தொழிலதிபருமான திரு. சுந்தர், பின்னணி பாடகர் ஏடிகே உள்ளிட்ட ஏராளமான திரையுலக பிரபலங்களும், தொழில் துறையினரும் கலந்து கொண்டு வாழ்த்து தெரிவித்தனர்.
இந்த உடற்பயிற்சி கூடத்தில் பெண்கள்/ ஆண்கள் என தனித்தனியாக உடற்பயிற்சி செய்வதற்கான வசதிகள் உள்ளன. முதல் தளத்தில் கார்டியோ எக்யூப்மென்ட் மற்றும் இரண்டாவது தளத்தில் நவீன கருவிகளுடனான உடற்பயிற்சி கூடமும் அமைக்கப்பட்டுள்ளது. அத்துடன் இவை அனைத்திற்கும் முறையாக பயிற்சி அளிக்கும் பயிற்சியாளரும் உள்ளனர் என்பது குறிப்பிடத்தக்கது.
Chennai, 24th March 2025: The Institute of Company Secretaries of India (ICSI) is a premier professional body set up under an Act of Parliament, i.e., the Company Secretaries Act, 1980, for regulating and developing the profession of Company Secretaries in India. It functions under the jurisdiction of the Ministry of Corporate Affairs, Government of India. The Institute has over 74,000 members and around 2 lakh students on its roll. Regional Council office at Delhi, Chennai, Mumbai and 73 chapters across India.
The Institute of Company Secretaries of India (ICSI) has a strong presence in Chennai, with four study centers:
Dharmamurthi Rao Bahadur Calavala Cunnan Chetty’s High College
Shrimathi Devkumar Nanalal Bhatt Vaishnav College for Women
Alpha Arts & Science College
The Tamil Nadu Dr. Ambedkar Law University
Notably, ICSI has an academic collaboration with The Tamil Nadu Dr. Ambedkar Law University in Chennai.
As of the latest data, 7,952 students in Chennai and 13,808 students in Tamil Nadu have registered with ICSI at the Executive and Professional levels.
CS Dhananjay Shukla, President, ICSI & CS Pawan G. Chandak, Vice-President, ICSI, while addressing a press conference today stated that “ICSI has taken various initiatives initiated Centralized Free Online Classes and Online Doubt Clearing Classes for the students of its Executive and Professional Programme. This is a first of its kind principles, that aligns with the global trend and offers much needed guidance towards sustainable and responsible investing. Outlining best practices for responsible investment, encompassing environmental, social, and governance factors, the IGPS is a framework of ethical stewardship practices empowering Institutional Investors and Service Providers. ICSI collaborates with various IIMs, National Law University, and institutions of national repute to impart knowledge and acuminate skills of students.
The Institute of Company Secretaries of India (ICSI) offers various fee waivers and concessions to meritorious and economically weaker students.
Students Education Fund Trust (SEFT) Scheme: Provides 100% fee waiver to meritorious and economically weaker students. To be eligible, students must have a family income of up to ₹3 lakhs per annum and a good academic record (minimum 65% marks in Senior Secondary and 60% marks in Bachelor’s Degree). Education Loan Facility: Canara Bank provides education loans to students, with interest subsidy schemes available for economically weaker sections. Concessions for SC/ST, Physically Handicapped Category Students: ICSI offers fee concessions to students from these categories. Concessions for Indian Armed Forces, Paramilitary Forces, Agniveers, Families of Martyrs, and Wards: 100% fee waiver for students registering for the CS Executive Programme. Concessions for Students from Jammu & Kashmir, Ladakh, Andaman Nicobar Islands, Lakshadweep, North Eastern States, and Himachal Pradesh: 100% fee waiver for students registering for the CSEET and CS Executive Programme.
The ICSI International ADR Centre has been incorporated with the intent of creating a conducive ecosystem for de-clogging the courts and providing a speedy justice. The ICSI commenced enrolment of Company Secretaries as MSME Catalysts in October last year, under its unique initiative, ‘Start-up & MSME Catalyst’ to equip its members with the know-how and acumen required to guide MSMEs and Start-ups. The ICSI Institute of Social Auditors, is a section 8 company, formed to strengthen the social audit and impact assessment of the social governance ecosystem in India.
The Institute has completely transformed its remote learning landscape into real-time by conducting a series of focused webinars, rolling out various online Self-Assessment Modules, Crash Courses, and Certificate Courses, and providing Free Video Lectures, to upskill its members and students. The ICSI has also introduced an e-credit hour facility for members.
The International Financial Services Centres Authority (IFSCA) has authorized Practising Company Secretaries to certify the average annual turnover in the last 3 financial years and net worth of the entity so as to be permitted to act as a “Qualified Jeweller”
ICSI Overseas Centres with its Vision “to be a global leader in promoting good Corporate Governance” and its Mission “to develop high calibre professionals facilitating good Corporate Governance”, the ICSI has set forth its foot in the international arena by setting up ICSI Overseas Centres in Australia, Canada, Singapore, UAE, UK, and USA.
The ICSI has signed a Memorandum of Understanding (MoU) with the Science Olympiad Foundation (SOF), Humming Bird Education Limited, International Olympiad Foundation and Silver Zone Foundation for conducting Olympiads in schools across India and create awareness about the Company Secretary Course and Profession among school students. The ICSI introduced Academic Connect initiative to collaborate with various IIMs, National Law University, and Institutions of national repute to impart knowledge and acuminate skills of students, academicians, and professionals.
For further details please contact: Sanjay Babu – 94442 44089 / Dinesh – 81247 18171 / Abdul Mosin – 98404 99355 Ethos Public Relations | Tel: 044 – 4356 2351 | www.ethospr.co.in
Indian travel demand for South Africa continues to grow, with family, adventure, and luxury segments leading the way
With 15% new products, Chennai roadshow welcomed over 300 Indian travel trade agents in the city
Chennai, 19th March 2025: Building on the growing enthusiasm for travel, South African Tourism launched the 21st edition of its Annual India Roadshow in Chennai. Led by Mr. Gcobani Mancotywa, Regional General Manager for Asia, Australia, and Middle East, South African Tourism, the roadshow served as a strategic platform to strengthen business relationships, address evolving traveller preferences, and unlock new growth opportunities.
With 40 exhibitors showcasing their offerings, the roadshow attracted participation from over 300 Indian travel trade agents in the city. Strengthening its engagement with the Indian market, the multi-city roadshow will now travel to Mumbai on March 20th 2025 fostering deeper trade partnerships and driving outbound tourism to South Africa.
Commenting during the roadshow, Mr. Mancotywa stated, “India has always been a high-priority market for South African Tourism, with strong demand from family travellers, adventure seekers, and luxury tourists. While family travel remains a steady segment, we are now witnessing a significant rise in travelers above the age of 40 exploring South Africa. At the same time, the younger demographic presents a promising opportunity, and tapping into this segment will be a key focus for us moving forward.”
He continued, “In 2024, out of the 75,541 Indian tourists who visited South Africa, 3.1% were from Chennai, reaffirming the city’s strong outbound potential. Bollywood and cricket—two of India’s greatest passions—continue to be at the core of our strategic outreach. From hosting film productions to leveraging cricket’s deep-rooted influence, we aim to create stronger cultural connections that inspire more Indian travelers to experience the magic of South Africa. We remain committed to deepening these ties and welcoming more visitors from India to the Rainbow Nation”
Chennai continues to be a key source market for South African Tourism, with its travellers displaying strong preferences for both retail experiences and nature-driven adventures. In 2024, 22% of Chennai-based travelers to South Africa expressed a strong inclination towards shopping, while 15% were drawn to natural attractions and wildlife experiences. This underscores a dual demand for leisure and exploration among Chennai’s outbound travellers. To tap into this evolving market, South African Tourism is actively engaging Chennai’s travel trade community, ensuring that the destination’s diverse offerings resonate with the city’s travel aspirations.
As part of ongoing efforts to streamline travel, South Africa’s new Electronic Travel Authorisation (ETA) system and the Trusted Tour Operator Scheme (TTOS) are set to significantly enhance visa processing for Indian tourists. Additionally, discussions are progressing on establishing direct flight routes between the two nations, a move expected to further boost visitor numbers. Highlighting this, Mr. Mancotywa noted, “Travel convenience is a key factor in destination preference, and we are actively working with stakeholders to improve connectivity and simplify entry requirements for Indian travellers.”
With South Africa set to assume the G20 Presidency in 2025, tourism plays a pivotal role in fostering global travel partnerships and driving sustainable growth. Looking ahead, the tourism board remains committed to deepening its presence in India through sustained trade engagement, consumer awareness initiatives, and innovative marketing strategies.
‘சட்டி கறி ‘ உணவகம் – ஈரோடு பகுதியில் பிரபலமான ஸ்பெஷல் நாட்டுக்கோழி உணவு வகைகளுக்காகவே சென்னை கிழக்கு கடற்கரை சாலை பகுதியில் அமைந்துள்ள அக்கரை எனும் இடத்தில் தொடங்கப்பட்டிருக்கிறது. இதனை முன்னணி நட்சத்திர நடிகரான ரவி மோகன் மற்றும் தயாரிப்பாளர் டாக்டர் ஐசரி கே. கணேஷ் ஆகியோர் திறந்து வைத்தனர்.
இந்த உணவகத்தின் சிறப்பு அம்சங்கள் குறித்து உரிமையாளரும் உணவு ஆர்வலருமான அஷ்வின் மற்றும் காயத்ரி ஆகியோர் பேசுகையில், ” உணவே மருந்து! ஆரோக்கியத்தின் ஆணிவேர் உணவு ! எங்களுடைய சட்டி கறி உணவகத்திற்கு வருகை தரும் விருந்தினர்களையும், வாடிக்கையாளர்களையும், அவர்களின் வீட்டை போல் உணர வைப்பதும், அவர்களுக்கு ஒப்பற்ற சுவையுடன் கூடிய உணவை வழங்குவதும் தான் எங்களுடைய முதன்மையான இலக்கு.
எங்களுடைய உணவகத்தில் தென்னிந்திய பாணியில் நாட்டுக்கோழி மற்றும் கடல் சார்ந்த உணவுகளை தயாரித்து வழங்குகிறோம். எங்களுடைய உணவகத்தின் தோற்றமே ஓலை குடிசையை கொண்டு அலங்கரிக்கப்பட்டு, பாரம்பரிய பின்னணியை கொண்டதாக அமைக்கப்பட்டிருக்கிறது. மேலும் வருகை தரும் ஒவ்வொரு வாடிக்கையாளர்களுக்கும் அவர்களுக்கு எங்களின் உணவு பட்டியலில் இடம் பிடித்த அவர்களின் விருப்பத்திற்குரிய உணவை கடந்த தசாப்தங்களில் தமிழர்களின் மரபு சார்ந்த சமையல் முறையின் படி தயார் செய்து அவர்களுக்கு பரிமாறுகிறோம். உணவை சுவைத்து மகிழ இனிமையான சூழலையும் உருவாக்கி இருக்கிறோம். இந்த உணவகத்தில் 90 இருக்கைகள் கொண்ட பண்ணை உணவகமும் இடம் பிடித்திருக்கிறது. இதில் உங்களுடைய வீட்டிற்கு வருகை தரும் விருந்தினர்களை போல் உணர வைப்பதிலும், அவர்களுக்கு மறக்க முடியாத… என்றென்றும் நினைவில் இருக்கக் கூடிய அனுபவத்தை அளிப்பதிலும் நாங்கள் அர்ப்பணிப்புடன் சேவை செய்ய தயாராக இருக்கிறோம்.
சட்டி கறி உணவகம் – கிராமிய பாணியிலான சுவைக்காக பல விசயங்களை உறுதியான விதிமுறைகளுடன் பின்பற்றுகிறது.
*நாங்கள் ஆரோக்கியத்திற்காக செக்கு எண்ணெயை மட்டுமே பயன்படுத்துகிறோம்.
*அசைவ உணவுகளில் கோழி இறைச்சியை ஈரோடு பாணியில் பராமரிக்கப்படும் நாட்டு கோழியை மட்டுமே பயன்படுத்துகிறோம்.
*நாங்கள் உணவின் சுவைக்காக பயன்படுத்தும் மசாலாக்கள்- எங்களுடைய கைகளாலே வீட்டிலேயே தயாரிக்கப்படுகிறது.
*உணவு தயாரிக்கும் போது நறுமணத்தை மேம்படுத்துவதற்காக பாரம்பரியமான விறகு அடுப்பினை பயன்படுத்திக்கிறோம்
சமையலுக்கு வெங்காய தாள்களையும் சின்ன வெங்காயத்தையும் மட்டுமே பயன்படுத்துகிறோம்.
ஒருமுறை வருகை தாருங்கள்..! எங்களின் விருந்தோம்பலை ஏற்றுக் கொள்ளுங்கள்..! நீங்களும், உங்களது நண்பர்களும் எங்களுடைய வாடிக்கையாளர்களாக மாறிவிடுவீர்கள்” என்றார்.
இந்த உணவகத்தின் கிடைக்கும் பிரத்யேக உணவு வகைகளின் பட்டியல்:
நாட்டுக்கோழி வறுவல் பச்சை மிளகாய் வறுவல் மிளகு வறுவல் நல்லம்பட்டி வறுவல் கேரளா இறால் தொக்கு வஞ்சிரம் வறுவல் மீன் குழம்பு மட்டன் குழம்பு மற்றும் அசைவ உணவுகள் அனைத்தும் கிடைக்கும்.
பச்சைப்புளி ரசம் சம்மந்தி மற்றும் பருப்புப்பொடி பிரட் ஹல்வா பரோட்டா காரப்பூண்டு தோசை வேர்க்கடலை குழம்பு கறி தோசை போன்ற சைவ உணவுகளும் கிடைக்கும்.
~ ‘Super Chennai’ is a visionary initiative by CREDAI Chennai to make the city a future-ready global city ~
Chennai, 14th February 2025: The Hon’ble Chief Minister of Tamil Nadu, Thiru M.K. Stalin, inaugurated the 17th edition of FAIRPRO 2025, the city’s most prestigious real estate exhibition, organized by The Confederation of Real Estate Developers’ Associations of India (CREDAI) Chennai, at the Chennai Trade Centre – New Building. Thiru. P.K. Sekar Babu, Hon’ble Minister for Hindu Religious & Charitable Endowments and CMDA, along with other key dignitaries from the Government of Tamil Nadu.
During the inaugural ceremony, the Hon’ble Chief Minister also unveiled ‘Super Chennai’ – a visionary initiative by CREDAI Chennai aimed at repositioning Chennai as a future-ready global city, reinforcing its status as India’s most vibrant investment destination.
‘Super Chennai’ is not just an initiative, but a movement to redefine the spirit of Chennai. This initiative seeks to challenge outdated perceptions of the city, highlighting its strengths as a cosmopolitan, innovative, and rapidly growing urban center. By fostering civic pride and showcasing Chennai’s potential, Super Chennai aims to present a more dynamic and inclusive narrative, attracting global attention and investment. The Super Chennai initiative is poised to change this by positioning the city as a hub for technology, business, culture, and modern lifestyle.
FAIRPRO 2025 brings together 80+ leading CREDAI Chennai developers, offering homebuyers a one-stop destination to explore over 500 projects spanning 32.5 million sq. ft. of residential space, 0.25 million sq. ft. of commercial space, and 325 acres of plotted developments. With an expected record-breaking footfall, this three-day mega event is set to redefine Chennai’s real estate market.
State Bank of India (SBI), the primary banker for FAIRPRO 2025, has supported the event since its inception, continuing its commitment to providing homebuyers with exclusive financing solutions. Along with SBI, five major banks, including HDFC Bank, Central Bank of India, Canara Bank, and LIC Housing Finance Ltd, are participating in the exhibition, offering attractive home loan options and special deals to potential buyers.
The event highlights the surging demand for premium apartments, villas, plots and commercial spaces, driven by infrastructure upgrades, metro expansion, and increasing investor confidence in Chennai’s real estate market. With properties ranging from ₹15 Lakhs to ₹15 Crores, FAIRPRO 2025 caters to every segment of homebuyers, ensuring transparency and credibility through RERA-approved projects.
Speaking on the occasion, Mr. Sridharan, Vice President – South Zone, CREDAI National, emphasized, “With infrastructure development and metro expansion boosting property values, Chennai is emerging as a preferred investment destination. FAIRPRO 2025 offers an unmatched platform for buyers and investors alike.”
Mr. A. Mohamed Ali, President, CREDAI Chennai, said, “Chennai’s real estate market is undergoing a significant transformation, fuelled by infrastructure growth and increasing investor confidence. FAIRPRO 2025 serves as the perfect platform for buyers to explore credible, RERA-approved projects and make informed decisions about their dream homes.”
Mr. S. Sivagurunathan, Advisor, FAIRPRO 2025, added, “FAIRPRO has remained Chennai’s most trusted property exhibition for the past 16 years, providing transparency and value to homebuyers. This year’s event promises to set new benchmarks, with massive footfalls further cementing Chennai’s position as a top real estate hub.”
Mr. P. Kruthivas, Convenor, FAIRPRO 2025, stated, “With Chennai witnessing rapid urban development, FAIRPRO 2025 stands as a symbol of collaboration between developers, financial institutions, and homebuyers, ensuring a seamless and rewarding experience for all stakeholders.”
Yamaha blends style, performance, and excitement with pop culture at Chennai Comic Con 2025
India Yamaha Motor Pvt. Ltd. took centre stage at Comic Con, India’s biggest pop culture event, held on February 8–9, 2025, at the Chennai Trade Centre, Nandanbakkam, Chennai. With its rich cultural heritage, dynamic automotive industry and passionate fan community, the city provided the perfect setting for an electrifying event where art, lifestyle and innovation came together in a spectacular celebration.
The Yamaha Experience Zone was the major highlight in the event, featuring immersive activities that captivated attendees. Visitors enjoyed the MotoGP gaming setup, immersing themselves in the adrenaline of virtual racing. The Samurai-themed MT-03 became a favourite photo spot, while the YZF-R15 provided the unique experience of posing at a dramatic lean angle, simulating the rush of a racetrack corner. Adding to the excitement, the RayZR Street Rally featured instant photo-sharing, allowing fans to capture and take home their cherished memories.
The event saw significant engagement, with visitors showing keen interest in motorcycling and expressing their fandom for Yamaha. In response, the company offered Comic Con Super Fan Box and Yamaha’s exclusive Comic Con themed merchandise, along with other Yamaha goodies to the most engaging cosplayers as well as comics and motorcycling enthusiasts.
As Chennai Comic Con 2025 comes to an end, Yamaha reiterates its dedication to crafting innovative experiences that resonate profoundly with the youth of India. Events like Comic Con not only highlight Yamaha’s standing as a premium and dynamic motorcycle brand but also strengthen its connection with young Indians by blending the thrill of motorcycling with the vibrant spirit of pop culture. Yamaha remains dedicated to inspiring and engaging individuals, fostering a community of lifelong enthusiasts for generations to come.
Malabar Group Announces scholarships of amount 2.80cr in Tamil Nadu for 3,511 Female Students and distribution of scholarship for 797 students in Chennai – its Vision for Women Empowerment
Chennai, 05 February 2025: Malabar Group, a leading Indian business conglomerate and the parent company of Malabar Gold & Diamonds, announced its Educational Scholarships for female students in Tamil Nadu for the 2024–2025 academic year. The announcement was made during an event at The Anna Centenary Library, Chennai. This announcement marks a significant milestone in the Group’s flagship CSR initiative, the Malabar Scholarship Programme, which underscores its commitment to supporting girls’ education. In this Event our Chief Guest Thiru. Anbil Mahesh Poyyamozhi Hon’ble Minister of School Education, Government of Tamil Nadu, formally announced and distributed the Scholarships to all the students. The Group’s top leadership, including, Thiru M P Ahammed, Chairman – Malabar Group, Thiru Asher O, MD – India Operations – Malabar Group, Thiru. Yasser K B, Regional Head – Tamil Nadu, Thiru Ameer Babu T P – North Zonal Head, Thiru Sudheer Mohamed – East Zonal Head, Thiru Noushad P M – West Zonal Head were also present at the event along with other management team members of Malabar Gold & Diamonds, customers, well-wishers and students. This year, the scholarship program in India has earmarked a budget of ₹16 crore to support the education of over 21,000 femlae students. In Tamil Nadu, a total of ₹2.80 crore has been allocated to assist the education of more than 3,511 female students across 446 Govt School in the state. Speaking about the initiative, MP Ahammed, Chairman, of Malabar Group, said, “Education is the most powerful tool to change the world. Our scholarship programme is a direct reflection of Malabar Group’s deep-rooted belief that education unlocks opportunities and transforms lives. We are committed to removing barriers for young girls so they can fulfil their educational aspirations and contribute meaningfully to society.”
Since its inception, Malabar Group has demonstrated a strong commitment to inclusive growth through its social welfare activities. In 1999, the Malabar Charitable Trust (MCT) was created to structure and expand these efforts. The group allocates 5% of its profits to CSR initiatives, which span education, healthcare, environmental sustainability, and poverty alleviation, focusing on empowering marginalized communities.
The Malabar National Scholarship Programme, launched in 2007, is a flagship initiative under its CSR framework. To date, over ₹60 crore has been contributed to support the programme, providing financial aid to more than 95,000 girl students across India & over ₹13.50 crore has been contributed to the support of more than 21,500 girl students in Tamil Nadu State. By focusing on girls’ education, Malabar Group aims to uplift not just individuals but entire communities, ensuring future generations are equipped with the tools for social and economic progress.
In addition to the scholarship programme, the Malabar Group’s Hunger-Free World Project provides nutritious meals to the underprivileged across the country. Supported by a strong network of volunteers and partnerships with local NGOs, the initiative is committed to eradicating hunger and ensuring food security for all. Currently, over 60,000 food packets are distributed daily in 81 cities across 17 states in India. Additionally, 10,000 food packets are provided every day to school students in Zambia. Malabar Group aims to scale the project to serve 100,000 people daily at 200 centres. The Hunger-Free World Project is being implemented in collaboration with Thanal, a voluntary organisation, which is active in social service.
The Malabar Group has also launched the Grandma Home project, which provides free, fully equipped accommodation for destitute women, offering them protection and care. Currently, homes are operational in Hyderabad and Bengaluru, with plans to expand to major cities in Kerala, as well as Chennai, Kolkata, Delhi, and Mumbai.
We have also established 581 micro-learning canters across 12 states, dedicated to educating dropout students. To date, we have supported over 25,800 students. The Group’s CSR initiatives aimed at uplifting marginalized communities include medical aid for the underprivileged, support for housing construction, and financial assistance for the marriages of women in need. To date, the Malabar Group has invested over ₹282.29 crore in various social responsibility projects, reflecting its commitment to sustainable development.
Malabar Group’s continued focus on impactful initiatives such as education and hunger relief exemplify the company’s belief that sustainable growth is only possible when communities are empowered and supported in every way possible. This dedication will remain at the heart of all future endeavours as the Group continues to expand both its business and social responsibilities.
Mr Sanjeev Bhatt, Senior Vice President of Corporate Strategy at Meril Life Sciences
“The Union Budget 2025-26 reflects a bold and visionary commitment to strengthening India’s healthcare ecosystem. The substantial investment in infrastructure, medical education, and AI-driven diagnostics will not only enhance accessibility but also position India as a global leader in healthcare innovation. The exemption of Basic Customs Duty on lifesaving drugs is a transformative step towards affordability for patients battling critical illnesses. As we work towards bridging the urban-rural healthcare divide, these strategic initiatives will pave the way for a healthier, more resilient nation. We welcome this progressive budget and look forward to collaborating with the government to drive meaningful advancements in the sector”.
Tata Motors Consolidated Q3 FY25 ResultsRevenue ₹113.6K Cr (+2.7%), EBITDA at ₹15.5K CrPBT (bei) ₹7.7K Cr (-0.1K Cr), Automotive Free Cash Flows ₹4.7K Cr JLR Revenue £7.5b up 1.5%, EBITDA at 14.2% (-200 bps), EBIT at 9.0% (+20 bps) Tata CV Revenue ₹18.4K Cr, down 8.4%, EBITDA at 12.4% (+130 bps), EBIT at 9.6% (+100 bps)Tata PV Revenue ₹12.4K Cr, down 4.3%, EBITDA at 7.8% (+120 bps), EBIT at 1.7% (-40 bps)
Q3 FY25
Consolidated (₹ Cr Ind AS)
Jaguar Land Rover (£m, IFRS)
Tata Commercial Vehicles (₹Cr, Ind AS)
Tata Passenger Vehicles (₹Cr, Ind AS)
FY25
Vs. PY
FY25
Vs. PY
FY25
Vs. PY
FY25
Vs. PY
Revenue
1,13,575
2.7%
7,486
1.5%
18,431
(8.4)%
12,354
(4.3)%
EBITDA (%)
13.7%
(60) bps
14.2%
(200) bps
12.4%
130 bps
7.8%
120 bps
EBIT (%)
8.9%
60 bps
9.0%
20 bps
9.6%
100 bps
1.7%
(40) bps
PBT (bei)
7,700
₹(75) Cr
523
£ (103) mn
1,726
₹70 Cr
292
₹(116) Cr
YTD FY25
Revenue
3,23,074
1.6%
21,234
0.5%
53,568
(6.4)%
35,902
(5.3)%
EBITDA (%)
13.2%
(90) bps
14.0%
(180) bps
11.6%
120 bps
6.6%
50 bps
EBIT (%)
7.7%
(20) bps
7.8%
(50) bps
8.8%
110 bps
0.7%
(90) bps
PBT (bei)
22,296
₹2,821 Cr
1,614
£ 110 mn
4,575
₹456 Cr
694
₹ (196) Cr
Tata Motors Consolidated:
For Q3 FY25, TML delivered revenues of ₹113.6K Cr (up 2.7%), EBITDA at ₹15.5K Cr (13.7%, down 60bps) and EBIT of ₹10.0K Cr (8.9%, up 60bps), witnessing strong improvement over Q2 FY25 as supply challenges eased. PBT (bei) for Q3 FY25 stood at ₹7.7K Cr, down ₹75 Cr while Net Profit was ₹5.6K Cr. For YTD FY25, the business reported a strong PBT (bei) of ₹22.3K Cr, an improvement of ₹2.8K Cr over the previous year.
JLR delivered a robust performance in Q3 FY25 with record quarterly revenue, highest EBIT margin in a decade and a ninth successive profitable quarter. CV revenues declined on account of lower volumes and mix, however EBITDA margins improved to 12.4% (up 130 bps) primarily reflecting material cost saving and the impact of PLI incentive. PV revenues were down 4.3% however EBITDA margin was up by 120 bps at 7.8% due to cost controls and PLI incentive.
The company received sanction of Automotive Production Linked Incentives (PLI) in December 2024. Accordingly, an income of ₹351 Cr has been recognized.
Looking Ahead:
We expect underlying domestic demand to improve gradually on account of infrastructure spends, slew of exciting product launches and stable interest rates. While JLR wholesales are expected to improve further in Q4 FY25, we remain watchful on the overall demand situation, particularly in China.
PB Balaji, Group Chief Financial Officer, Tata Motors said:
“In Q3, the performance of all businesses improved sequentially. For YTD FY25, our business grew 1.6% over the previous year to ₹323.0K Cr and delivered a robust PBT (bei) of ₹22.3K Cr (+14.5%). The fundamentals of the business are strong and therefore despite external challenges we are confident of delivering another strong performance this year.”
JAGUAR LAND ROVER (JLR)
Highlights
Q3 FY25 Revenue at £7.5 billion (+1.5%), EBITDA 14.2% (-200 bps), EBIT 9.0% (+20 bps), PBT (bei) £523 million
YTD FY25 Revenue at £21.2 billion (flat), EBITDA 14.0% (-180 bps), EBIT 7.8% (-50 bps), PBT (bei) £1,614 million
JLR delivered a robust third quarter in FY25, with record Q3 revenue, the highest EBIT margin in a decade and a ninth successive profitable quarter
Cash balance was £3.5 billion and net debt £1.1 billion, with gross debt of £4.6 billion
Total liquidity was £5.1 billion, including the £1.6 billion undrawn revolving credit facility
Reimagine Transformation continues:
Modern Luxury
Jaguar Type 00 design vision revealed in Miami in December 2024
Defender OCTA driven by global press for the first time to widespread acclaim
Defender to compete in Dakar and FIA World Rally-Raid Championship from 2026 in vehicle based on Defender OCTA, showcasing its durability and strength
Range Rover’s highly crafted SV Bespoke vehicle, the Candeo, featuring hand applied paint and 18K solid gold badging, signals the future of SV Bespoke personalisation for Range Rover clients.
Range Rover wins Made in UK award at annual Walpole British Luxury Awards
Electrification / Sustainability
Range Rover Electric development continues with the waiting list now at 57,000
Q3 Range Rover plug-in electric hybrid sales grew by 163% year-on-year as more clients take a step towards electrification
JLR Circularity Lab has delivered industry first recycled seat foam proof of concept for use in future vehicles to reduce emissions and waste
Enterprise
JLR invests in new special paint facilities in Castle Bromwich, UK, and Nitra, Slovakia, to meet growing demand for vehicle personalisation and reduce emissions
JLR to partner with Tata Communications (TCL), using its MOVE™ platform on our next generation vehicles to enable continuous connectivity in remotest locations from 2026
Financials
JLR delivered a robust performance in Q3 FY25 with record Q3 revenue and the highest EBIT margin in a decade, and a ninth successive profitable quarter. Revenue for the quarter was £7.5 billion, up 1.5% YoY, while YTD revenue at £21.2 billion was flat YoY. Compared to Q2 FY25, revenue was up 16%, driven by higher wholesales following supply disruptions in Q2 FY25. PBT (bei) in Q3 was £523 million, down from £627 million a year ago, while YTD FY25 PBT (bei) was £1.6 billion, up 7% YoY. EBIT margin was 9% (up 20 bps YoY). The increase in profitability year-on-year reflects higher volumes, improved mix and a reduction in depreciation and amortisation (D&A) driven by Castle Bromwich production cessation and ICE end of life extensions, partially offset by an increase in VME, warranty costs and unfavourable FX revaluation.
Looking ahead
Looking ahead, while mindful of the challenging economic backdrop, the Company is on track to achieve its profitability and
cash flow targets in FY25, with EBIT margin ≥8.5% and positive net cash.
Adrian Mardell, JLR Chief Executive Officer, said:
“JLR has delivered a robust performance in the third quarter of our financial year, and further milestones in our Reimagine strategy. Thanks to our people and partners we achieved record revenue and our best EBIT margin in a decade and our electrification plans are progressing. We revealed the beautiful, reimagined Jaguar design vision – Type 00 – in Miami, and later this year, we will launch Range Rover Electric.”
Domestic Vahan market share at 37.7% for YTD FY25. HGV+HMV 49.1%, MGV 38.4%, LGV 31.2%, Passenger 38.0%.
HCV, ILMCV and Passenger Carriers continue to perform better than industry. Work underway on improving SCV competitiveness
ACE EV volumes witnessed 26% growth, with launch of new value proposition in post FAME2 incentives scenario.
50+ product variants introduced in Q3 FY25.
Bharat Mobility Expo 2025
Introduced our new mantra, ‘Better Always’, embodying our unwavering dedication to driving growthand success, for our customers and for our nation.
Showcased 14 smart vehicles, all integrated with ADAS, alongside 6 cutting-edge intelligent solutions that provide real-time performance insights, and 4 advanced aggregates, including –
Prima E.55S: Battery electric prime mover to decarbonise logistics operations across sectors
Prima H.28: Indigenously developed H2 ICE truck with range of ~550km
Prima G.55S: India’s first LNG prime mover with unmatched range of up to 2400km
Azura T.19: Powered by Bio-diesel with future-ready design and an all-new architecture
Ace Flex-fuel: A new powertrain option added to the ever-popular Ace range
Yodha CNG RMC: Unique, versatile and eco-friendly solution for the infrastructure sector
Intra EV Pickup: India’s most advanced electric pickup for diverse applications
Financials
In Q3 FY25, domestic wholesale CV volumes were 91.1K units, marginally lower as compared to 91.9K units in Q3 FY24, but marking significant improvement as compared to 79.8K units recorded in Q2 FY25. Propelled by a resurgence in construction and mining activities post-monsoon, plus the festive season demand, HCV segment witnessed robust sequential growth.Exports were at 4.5K units down 6% YoY. Revenues were down by 8.4% YoY to ₹18.4K Cr, however EBITDA margins improved to 12.4% (up 130 bps YoY) led by savings in commodity costs and PLI incentive (90bps). On a year to date basis, the CV business delivered EBITDA margin of 11.6% (+120 bps YoY) and PBT (bei) of ₹4.6K Cr.
Girish Wagh, Executive Director Tata Motors Ltd said:
“In Q3 FY25, HCV segment witnessed robust sequential recovery, even as the YoY sales declined 9% due to limited growth in end-use segments. The ILMCV segment and passenger carrier segment witnessed ~3% and ~30% YoY growth, whereas the SCV segment experienced marginal decline due to ongoing financing challenges. The business has delivered strong EBITDA and EBIT margin of 12.4% and 9.6%, respectively, with cost control and reflecting PLI incentive. At the Bharat Mobility Expo, we unveiled a bold new era in mobility, showcasing 14 smart vehicles, all integrated with ADAS, alongside 6 cutting-edge intelligent solutions that provide real-time performance insights, and 4 advanced aggregates. With relentless innovation and agility, we will continue to redefine the future of mobility with sustainable, intelligent, and cutting-edge solutions”.
VAHAN registration market share at 13.3% in YTD FY25.
EV market share at 61% in YTD FY25.
Alternative powertrains continue to grow. EV penetration at 11%, CNG at 24% in YTD FY25.
Punch sold over 200,000 units to emerge as the highest selling car model in India in CY24.
Introduced the 2025 Tiago, Tiago.ev, and Tigor with New Tech, New Design and New colours.
With over 2 lakh Tata EVs already covering more than 5bn kilometers, eliminated 700,000 tonnes of CO2 emission.
Bharat Mobility Expo 2025
Unveiled our ‘Future of Mobility’ portfolio, showcasingthegreenest, smartest, and most advanced suite of mobility solutions.
Announced the All-New Tata Sierra – reimagined for a new era, ready to inspire and lead once again.
Showcased the Harrier.ev, the most powerful and technologically advanced SUV from the Tata stable, with advanced features like remote summon.
Presented the next chapter of automotive excellence with the Avinya X concept— a bold leap into the future of luxury mobility.
Unveiled exciting editions of SUV range with the Stealth and Bandipur editions.
Reinforced multi-powertrain strategy with the showcase of the flex fuel powertrain option for Punch, capable of operating across complete range of ethanol based fuel blends.
Financials
PV volumes for the quarter were steady at 140.0K units (+1.1% YoY), while revenues in Q3 FY25 were down 4.3% YoY at ₹12.4K Cr. EBITDA margins in Q3FY25 were 7.8% up 120 bps on a YoY basis, with cost reduction actions and incentives more than offsetting adverse realizations.
Looking ahead
In line with the growth rates seen in the first nine months, the PV industry is poised for moderate growth in FY25. Segment shifts in the industry are likely to continue with strong growth in the SUV segment, and continued traction for emission-friendly powertrains. With multiple product launches, innovations and a strengthened multi-powertrain strategy, Tata Motors is well poised for further growth in CY 25.
Shailesh Chandra, Managing Director TMPV and TPEM said:
“In Q3 FY25, we recorded wholesales of 140K units (1.1% growth over Q3 FY24) and retail sales growth of 6% over Q3FY24. This has allowed us to sharply reduce our channel inventory ahead of Q4 FY25. In the EV segment we registered 19% growth in the domestic personal segment, although our fleet volumes declined YoY due to the expiry of FAME II subsidy. Our new product launches including Curvv, Curvv.ev, Nexon CNG and Nexon.ev 45 continue to see strong customer traction. Overall, in Q3 FY25, the business delivered resilient performance, with volumes and profitability improving sequentially. At the Bharat Mobility Global Expo 2025, we unveiled our ‘Future of Mobility’ portfolio blending innovative design and smart engineering, with a profound understanding of customer needs. Looking ahead, we remain agile and optimistic as we continue to leverage the demand our new products, expand our network and focus on micro-markets to increase our volumes and market share.”
ADDITIONAL COMMENTARY ON FINANCIAL STATEMENTS
(Consolidated Numbers, Ind AS)
Finance Costs
Finance costs reduced by ₹760 Cr to ₹1,725 Cr in Q3 FY25, due to reduction in gross debt during the period.
Joint ventures, Associates and Other income
For Q3 FY25, net loss from joint ventures and associates amounted to ₹30 Cr compared to profit of ₹193 Cr in Q3 FY24. Other income (excluding grants) was ₹727 Cr in Q3 FY25 versus ₹752 Cr in Q3 FY24.
Free Cash Flows
Free cash flow (automotive) for the quarter, was at ₹4.7K Cr driven by improvement in volumes. Net automotive debt was at ₹19.2K Cr.
deccanwebtv 
