HDFC HOME LOANS NOW MADE AVAILABLE AT LAWSON ROAD, TIRUCHIRAPPALLI

• Relocates its office from Cantonment to Lawson Road –
• Home Loans made available with more convenience –

Tiruchirappalli, October 17, 2022: HDFC Ltd, India’s premier housing finance company, has
relocated its Cantonment office to a new premise at Lawson Road. The new office is housed at
HDFC Ltd, GVR Complex, Lawson Road, Tiruchirappalli – 620 001, which was earlier at Achyuta,
111 Bharathidasan Salai, Cantonment, Near Campion School, Tiruchirappalli – 620 001.
The new office of HDFC Ltd would be convenient for customers spread across Tiruchirappalli
and adjoining areas in availing home loans for buying their dream home. The new office is
centrally located and customer convenience was given utmost importance while finalizing the
new premises.
The office will be open from Monday to Friday between 9:30 AM to 5:15 PM; Saturdays – 10:00
AM to 1:00 PM and will remain closed on 3 rd Saturday of every month.
Mr. Ajay Varma, Regional Business Head inaugurated the new office in the presence of other
senior officials of HDFC Ltd.
Speaking on the occasion, Ms. Renu Sud Karnad, Managing Director – HDFC Ltd said,
“Tiruchirappalli is a one of the major engineering equipment manufacturing and fabrication hub
in Tamil Nadu. The city houses various manufacturing and related ancillary industries. Several
public and private sector companies also have their offices and factories in Tiruchirappalli. It
offers an excellent opportunity for growth as there would be a lot of demand for housing in and
around the area owing to significant economic activities. The pandemic has also reaffirmed the
importance of owning a house. The demand for housing continues to be from both, first-time
homeowners as well as those moving up the property ladder – generally into larger homes. This
new office will help us to deepen our relationship with the customers and in turn will help them
to avail home loans conveniently.”
Emphasizing further she said,
“HDFC has always promoted the concept of home ownership and well recognizes the fact that
providing personalized counselling is essential to serve home seekers more effectively. We aim
to reach the large untapped market of genuine home buyers and assist them in making an
informed home buying decision.”
HDFC has launched host of digitally enabled services to help the customer conveniently manage
their home loan account. HDFC focused on an online digital platform for loans and retail

deposits, and initiated ‘HDFC Customer Connect’ for all customer requests. Today over 92% of
new loan applications received are through digital channels up from less than 20% before
Covid-19 pandemic. In the housing finance space, HDFC was the first institute to lay emphasis
on online loan processing during the lockdown. HDFC’s thrust on digital initiatives and inherent
demand for housing helped to get back to normalcy faster than expected and has been
instrumental in achieving the milestone of approving retail home loans of over ₹ 2 lakh crore in
FY22, highest ever in a financial year.
For the year ended June 30, 2022, 23% of home loans approved in volume terms and 10% in
value terms have been to customers from the Economically Weaker Section (EWS) and Low
Income Groups (LIG).
HDFC follows a single-window concept and offers free property counselling services for a
variety of individual needs, legal & technical guidance and has capabilities to approve loans
swiftly. With its understanding and knowledge of the real estate market, HDFC also advises
customers on property related issues. It has grown to provide not just the finance but a
complete solution to the customers’ housing needs since buying a house for most of us is the
biggest Investment and once in a life time decision.
Innovative products tailored for the customers:
● Housing loans
● Home Improvement Loans
● Home Extension Loans
● Plot Loans
● Rural Housing Finance Loans
● HDFC Reach
● HDFC Arya – loans to Central and State Govt. Employees
● Loans to NRIs
● Loan Against Property
● Top-up Loans for existing customers
● Customized repayment options